Best Xero alternatives

Aspire combines multi-currency accounts, corporate cards, expense management and global payroll for businesses across markets. It lists AI accounting and an MCP connection as new features, and offers a free account to open.

QuickBooks Online categorizes expenses, drafts invoices and reminders and offers AI chat for reports. A free plan is available, and paid plans include a 30-day free trial.

Zeni's AI Accountant categorizes transactions and reconciles accounts, while its AI CFO answers financial questions and models runway. Bill pay and reimbursements are described as free, and the site offers a demo.

Puzzle has AI Chat for questions about your books, AI Cowork for routine tasks you approve, and AI Close for month-end. Software plans start at $30 per month, with a 14-day trial.

BILL combines accounts payable and receivable, spend and expense management and business credit in one login, with AI for bill entry, approvals and expense checks. Plans are on its pricing page.

Vic.ai processes invoices autonomously, with an AP inbox, bill pay, vendor portal, expense cards and analytics. Its site states a no-touch rate of 85% by month six, and pricing is by demo request.